Why You Should Hire a Bankruptcy Attorney

Every year, millions of Americans become further in debt from credit cards, personal loans, auto loans, home loans, and more. It can become overwhelming and difficult to pay off those high-interest credit cards and other loans. Perhaps you recently became unemployed, were injured on the job, or had another life-changing event that has caused you to be unable to meet your financial obligations. Thankfully, you are not stuck accruing interest and having to pay back these loans. You can file for bankruptcy and have certain debts forgiven. If you are considering bankruptcy, you will need an attorney, and here is why:

• Filing Bankruptcy: there are a few types of bankruptcy options including chapter 7, chapter 13, and credit consolidation. It can be difficult to know which you qualify for, and which is the best for you. Our attorney will help you figure that out.

• Preparation Assistance: We will apply the means test to ensure you qualify for bankruptcy, aid in the valuation of your property, apply for exemptions, and explain which types of debts will be discharged and which won’t.



• Handle All Paperwork: There will be many schedules and forms that will need to be filled out. We will handle all paperwork that you need to fill out and send everything over that requires your signature. We will then submit everything on your behalf. There is no need to keep track of every paper yourself.

• Meet Deadlines: Missing a deadline can be the difference between being able to successfully file for bankruptcy quickly or significantly delaying the process. There will be many deadlines and it is hard to keep track of them. We will handle this responsibility for you and give you reminders of impending deadlines.

• Negotiations: Negotiations with creditors can be intense and the type of bankruptcy you file has its own nuances. Our attorneys know these things and can represent you properly and ensure you are being treated fairly.